Lee YL-E, Charun VS, Mohd Zaki HH. Factors Affecting Accumulation of Household Debts in Malaysia: DOI: https://doi.org/10.33093/ijomfa.2021.2.1.2. IJOMFA [Internet]. 2021Feb.25 [cited 2025Apr.25];2(1):19-42. Available from: https://journals.mmupress.com/index.php/ijomfa/article/view/56