L. Hui Shan, K. Kee Seng, L. Choon Wei, and L. Ping Xin, “Accelerating Technological Advancement and Financial Inclusion through Automotive–Takaful Collaboration: DOI: https://doi.org/10.33093/ijomfa.2026.7.1.13”, IJOMFA, vol. 7, no. 1, pp. 378–391, Feb. 2026.