J. Ramasamy and N. K. . Thandar Oo, “Influence of Time Management Skills and Technostress on Academic Performance Among the Private University Students: A Conceptual Framework: DOI: https://doi.org/10.33093/ijomfa.2026.7.1.3”, IJOMFA, vol. 7, no. 1, pp. 55–83, Feb. 2026.