Lee, Hui Shan, and Kee Seng Kuang. 2025. “From Anxiety to Action: Understanding Financial Worries and Strategies to Boost Insurance Take-Up: DOI: https://doi.org/10.33093/Ijomfa.2025.6.2.12”. International Journal of Management, Finance and Accounting 6 (2):341-74. https://doi.org/10.33093/ijomfa.2025.6.2.12.