Afina Alias, Alin, Fatin Zaida Zaidi, and Nur Fatin Shahmina Mohd Fauzey. 2025. “Buy Now, Think Later? A Conceptual Take on Malaysian BNPL Choices: DOI: https://doi.org/10.33093/Ijomfa.2025.6.2.7”. International Journal of Management, Finance and Accounting 6 (2):200-218. https://doi.org/10.33093/ijomfa.2025.6.2.7.