Mohd Azmi, Najwa Hanisah, Sharifah Fairuz Syed Mohamad, and Shahrina ismail. 2024. “Factors Influencing Non-Performing Loans Between Islamic and Conventional Banks in Malaysia: DOI: https://doi.org/10.33093/Ijomfa.2024.5.2.10”. International Journal of Management, Finance and Accounting 5 (2):251-85. https://doi.org/10.33093/ijomfa.2024.5.2.10.