Alawiye, Habeebulah Olawale. “Reconceptualising Smart Contracts As Shariah and Legally Compliant Self-Help for Credit Risk Management in Nigerian Islamic Financial Institutions”. Asian Journal of Law and Policy 6, no. 3 (November 1, 2026): 513–531. Accessed November 2, 2026. https://journals.mmupress.com/index.php/ajlp/article/view/3042.